Call me old fashioned but this is worth 16 g why? It's backed by what? 20 yrs ago it never existed. Do you get to hold it in your hand? No!. Then how do you know it will not dissappear from your wallet which is a keystroke on a computer? Paper money is not much better, a little but not much. Ask Venezuela and Zimbabwe about that. Make mine gold and silver please. Real metal not paper metal